Gainesville Bankruptcy Lawyers

You Can Control Your Own Future And Stop Harassment From Your Creditors

When you are heavily in debt, it can feel like you will never get out from under this burden. Creditors will call you at all hours of the day and night, threatening lawsuits or repossession of your property. Bills may go unpaid because you just don't have the money.

Fortunately, you can get out of debt, quickly and legally. Bankruptcy allows you to discharge all of your unsecured debt. If you are buried under a mountain of debt and you have no hope of working your way out, bankruptcy may be the solution for you.

Weaver Law Firm will help you assess your financial situation and figure out whether you qualify for Chapter 7 bankruptcy. We know how difficult it can be to carry that burden of debt around every day. We want to help you get a fresh start in your financial life so you can move forward. Our attorneys have helped many people in Gainesville and all over North Georgia extinguish their debt so they can start over and rebuild their finances on solid ground. We can help you do the same.

How Can Filing For Chapter 7 Bankruptcy Help Me?

Most people panic when they hear the word bankruptcy. They think about their credit rating and how a bankruptcy will affect their future finances. Believe it or not, debt relief can improve your credit rating. Once your debts are discharged, you can rebuild your credit within a year or two if you pay your bills regularly and stay out of further debt.

Bankruptcy can also help by:

  • Putting an automatic stay in place to stop creditors from harassing you or repossessing your property
  • Stopping or preventing garnishment of your wages
  • Helping you keep your house or car (depending on your situation)

One of our lawyers will sit down with you and review your financial situation. He or she will determine whether you can pass the Chapter 7 means test and qualify for debt relief. If so, we will guide you every step of the way, from gathering your information and submitting your petition to the day your debts are discharged.

How Can Filing For Chapter 13 Bankruptcy Help Me?

If you have been unable to pay your bills in the past, are about to lose property you want to keep and are now in a better financial position so you can pay your bills — but you just can't immediately catch up on past due amounts — Chapter 13 Bankruptcy may be the solution for you.

Chapter 13 gives you relief from your creditors regarding past due bills (you still owe the money, but are allowed to pay the past due amount over time) and you can even work out a new payment amount going forward that is lower than your previous payment amount. Chapter 13 allows you to keep your assets by working out a repayment schedule for your creditors — a schedule they must accept if it is court-ordered.

Free Yourself From Debt

Call our office at 770-744-4637 or toll free at 800-785-9601 or send us an email to schedule your free initial consultation. We can set up a payment plan to help you manage your budget. Hablamos español.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.